Send a dispute letter to your credit card issuer at the address listed for billing disputes, errors, or inquiries - not the address for sending your payments. Otherwise, you may get stuck with the bill. Disputing credit card billing errors within the 60-day dispute periodīy law, credit card billing errors must be disputed in writing within 60 days of the date that the first statement with the billing error is sent to you. The law spells out how to challenge billing errors. Disputes about the quality of the item are not billing errors. Billing errors include charges for items that you didn't accept or that weren't delivered as agreed, involved the wrong amount, were unauthorized, and certain others. The Fair Credit Billing Act treats certain credit card charges that you dispute as billing errors. But know that different consumer protections apply to credit and debit card charges. What if you never got your order, or rejected it, but your credit or debit card statement shows you were charged? If the company won't reverse the charge, dispute it. Most businesses will work with you to resolve the problem and keep you as a customer. But first things first: Contact the seller. The chart below details how the Rule works.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |